Victor Fox

Commercial insurance broker structuring tailored coverage for tech startups, remote teams, and digital enterprises from global workspaces. I help founders navigate E&O policies, cyber liability limits, and key person insurance without overpaying for unused protection. My approach covers premium optimization modeling, claims advocacy protocols, and risk assessment automation that keeps coverage lean and effective. I live async, value transparency, and believe the best insurance is the kind you hope you never use but sleep well knowing exists. If you want a clean, scalable risk transfer framework that protects your balance sheet and funds your growth, let's build it once and move forward.